Friday, March 21, 2014

Sharing is Caring- March Links to Items I Love

Everyday, I find things around the internet that I love and try to make a mental note of which website I saw it on. Totally impossible to remember the bajillion items I feel I must own. Sometimes I get around to purchasing the item, sometimes I don't. Other times I probably can't even afford them, but a girl can dream right? Well I'm here to share with ya'll some items I love, every month. so if you share the same sentiments, go ahead and buy, or daydream with me how awesome our wardrobes would be!




This LA Hearts Bathing suit is awesome! To know me is to know I LOVE leopard, even though the animals on the print could pass as Jaguars, it still reminds me of leopard, okay? And the lace-up detail on the bikini..HOT. Womens La Hearts Swimwear - La Hearts Lace Up High Rise Bottom , and Womens La Hearts Swimwear - La Hearts Surplisse Bra Top





I didn't jump on the "Sneaker Wedge Train" until I joined JustFab. I always see the Isabel Maraunt Inspired sneakers and cringe each time.. To me, they are gross and remind me of orthopedic shoes. I don't think any grown up should have velcro on their shoes unless a Dr. recommends them. MY OPINION. Now, when I seen this Reise Sneaker Wedge, my heart fluttered to see a cute "sneaker wedge" with no velcro! I needed a black sporty shoe and thought this would work, and when I received them, I fell in love.


FRINGE & TASSELS
 Those 2 words automatically make my heart flutter. I am not sure why, but I am OBSESSED with fringe and tassels. It adds so much pizazz to any outfit and can be dressed up or down. You can literally never go wrong.



I went in Express just to browse, and stumbled across these darlings and had to have them! I love Express, but if you're like me, if I see a $49.95 T-Shirt, that's my que to exit... or grab my cell phone and check out Retailmenot.com for a coupon code. Today I chose the later and the coupon came thru and forced me to purchase these babies! I love them because when you walk, the fringe moves. That makes me so happy!



A moment of silence in honor of this beauty...................... This bag is E-V-E-R-Y-T-H-I-N-G! I cant even explain the way it makes me feel. Just, so over the top, boldly and orgasmicly beautiful. This beauty is a neck breaker.. I would get it in this exact color and bask in the, "omg, did you see her purse!?" comments- If only I could win the lottery!

KIMONO's (with fringe)

I just realized I'm also currently obsessed with Kimonos also- with fringe. I have 2 but since they're both black, I'm trying to convince myself to order this lovely



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Tuesday, March 18, 2014

Saving for the Future

Everyday I remind myself that I need to save more money. I love to shop but this year, I have made it a personal goal to spend less, and save more. I came up with an “aggressive savings plan” that should put everyone on track to being financially comfortable. First off, saving for retirement is a top priority. I’ve been working since I was in grade school- Yes it was a family owned business, but the business was a product of child labor! So I don’t know about yall, but I'm trying to retire by 50.

Saving for the Future- Aggressive Savings Plan- 50, 30, 20

Having a 401k is very important because it is an account that you will rely on when the opportunity to retire comes along. I suggest only investing in your job’s 401k if they offer to match- The previous company I worked for matched all monies contributed, 6%. That’s a big deal- Meaning for every $500 contributed, they add $30. Every bit counts! In addition to your employer 401K, I suggest every human being earning a paycheck invest into a Roth IRA. There are many advantages to having a Roth IRA, the most notable being the fact that you pay no taxes on the funds in the account. It’s like a gift to you from Uncle Sam- Take advantage! According to Kiplinger.com “If a 25-year-old contributes $5,000 each year until she retires and makes an average annual return of 8% on her investment, she'll have $1.4 million saved by the time she retires at age 65. And the money is all hers — she won't have to give the IRS a cent of it if she waits until retirement to withdraw the earnings.” If that isn’t enough to have you racing to your nearest bank as soon as you get done reading this post, there’s some screws missing! This 3easiest way to ensure you are contributing to your IRA is to set up your direct deposit from your employer to contribute a percentage or set amount directly into the account. Since the max contribution is $5500 a year, Starting in January, if you get paid bi-weekly, that's $230 every pay period.
There’s lots to know about Roth IRA’s – How to get one started, what to invest in (stocks, CD's, real estate & more,) accessing your money early (you can access your contributions out with no penalty, but touching earnings carries a hefty drawback,) and many other aspects. Check out this awesome blog for tons of info on everything to do with Saving $$... Specifically their article on Roth IRA's! Our Freaking Budget- Why to start a Roth IRA

Next, when it comes to using the money you earn from your job, It is best to have 3 different bank accounts, in addition to your IRA. You have to have a budget first to know what works for you. Taylor it to what your income allows you to do.
The funds remaining after your automatic direct deposit to your Roth account should be split up into 3 accounts.

50% Bills
30% Savings
20% Everything Else
Example: Your net direct deposit (after the auto deposit into your Roth account,) is $1000. $500 will go to bills, $300 will go to savings, and $200 will be fun money, and everything else. For me that's, entertainment, dining out, gas, dry cleaning, pet supplies, unnecessary crap I feel like I need, etc.

Sticking to this plan allows me to simplify my spending and saving. When I run out of "fun money." I'm broke. Yes, sometimes it is necessary to I always dip into my savings, but this bad habit is improving, and I'm getting to the point where I can say no to going out because I am thinking more about my future, than fun nights on the town.

Monday, March 17, 2014

Daft Punk ft Panda- Doin' it Right

 Feel like a Midday Jammin' Get Down Session? Who wouldn't ???- THIS IS MY JAM!

Monday, March 10, 2014

St. Patricks Day- Destination: Free Fun in San Antonio

St Patrick's day is coming up! Another reason to hang out around town and have fun with friends! This weeks free fun will be in celebration of St Patrick's Day! Every year since I’ve been in San Antonio, I like to go to the River Walk to see the water be dyed, even more green than it usually is, But since it falls on a Monday this year, I will be indulging in my traditional celebratory green beer on the San Antonio Riverwalk on Sunday (I may end up going Monday too, lol.) But also, this Friday-Sunday, Check out the Boardwalk on Bulverde! The Boardwalk is San Antonio's first ever "food truck park," known for the vast array of delicious food trucks that gather, but this St. Patrick's Day Weekend Celebration will offer many more amusing attractions than just food! Bring out the family, including your furry children for a good ole time!
   

Check out info on the Boardwalk HERE

14732 Bulverde Rd, San Antonio, TX 78247